Have you recently thought about what will happen to your car insurance rates when your teenager becomes old enough to drive? Younger and inexperienced drivers usually come with higher auto insurance premiums.
Here are some tips on saving on your Pennsylvania automobile insurance rates if you have a teen driver:
- Increase Your Deductible - This is always an effective way to reduce your insurance rates, but always be sure you choose a deductible that you can safely afford.
- Shop Around - Getting quotes from several companies before adding a teen driver may save you money. At Premier Group Insurance, we can evaluate your auto insurance needs and find the best company at an affordable rate.
- Driver’s Education - Taking a Driver’s Education course often provides an insurance discount for teen drivers.
- Keep Their Grades Up - Most insurance companies look at factors such as your teen’s grades to gauge responsibility, much as they would look at the credit score of an adult.
Let us help you inquire on how your current insurance company or a new carrier deals with adding a teen driver to your policy. Getting more details on this change and using these tips may help with the increased burden of premium rates with a teen driver.